::::: OUR MISSION :::::

Janakalyan Sahakari Bank Ltd (JKSB) will strive to be the Leader amongst the Urban Co-Operative Bank in terms of Profitability, Productivity & Innovation while striving to meet its social commitments. It shall Endeavour to be the most Modern & Model Bank in the emerging Financial Super market. JKSB aims at Total Customer Satisfaction by rendering Efficient, Quick & Diversified Services at reasonable cost through the Use of Modern Technology.

JKSB will build a Highly Motivated & Committed Team of staff through Professional Work Culture & Good Governance to achieve individual and Collective Superior Performance & Endeavour to make JKSB a place of pride for all Stakeholder – Shareholder, Depositors, Staff, Regulatory authorities.

Note:
 
1. The revised rates are applicable to fresh deposit and deposit falling due for payment on or
    after 07.07.2008 only.
2. The revised rates will be applicable to all Term deposits kept under Monthly / Quarterly /
    Cumulative (KTY/ RD) schemes.
3. Deposit over 5 years, are not to be accepted as a matter of policy. Hence, no rate of
    interest is prescribed for deposits over 5 years.
4. High net worth deposit: Each single deposit receipt of Rs.15,00,000/- and above will get
    benefit of revised interest rates as per the Table shown above.
5. Penalty for pre-mature payment will continue at 1%.
6. It is clarified that the rate of interest on JANKARBACHAT YOJANA remains unchanged @ 9.00%.