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Business Loan

• Working Capital / Term Loans and all Other credit facilities.

  • Purpose
  • Eligibility
  • Quantum Of Finance
  • Security
  • Repayment
  • Documents

 Cash Credit, Overdraft for working capital needs.
 Term Loan against commercial premises / Galas, Factory
 Term Loan against Plant & machinery, Furniture & Fixtures
 Bill Discounting under Letter Of Credit
 Project Finance
 Non-Fund based credit needs like Inland Guarantee Of Our Bank / Private Banks / 
  Nationalized Banks
 Inland/Foreign Letter Of Credit

  Individual / Proprietory Concern/ Pvt Ltd/ Public Ltd/ Registered Partnership Firm/LLP

* Terms and conditions apply 


Working Capital as per assessment under Turnover/ MPBF/ Cash budget method. Term Loan with appropriate margin (min 25%) and as per repayment capacity.


 Hypothecation of Stock & Book Debts
 Plant & Machinery / Furniture & Fixtures
 Mortgage of Premises / Gala / Factory / Flat.

Collateral Security
 Immovable assets / LIP / NSC / FDR


Maximum 108 months (9 yrs) , in case of Term Loan

Yearly review in case of working capital limit

For ROI please contact nearest branch


Loan Application Form in prescribed format.
Passport size photographs.
Address Proof
Identity Proof  [KYC of Entity and Related Individuals].
Salary/Income details
Audited Balance Sheet/ Profit & Loss for last 3 years
Bank Statement (at least six months)
Net worth forms
Property Documents
Any other documents required by the Bank.

Regd. Off :

Vivek Darshan, 140, Sindhi Society, Chembur, Mumbai - 400 071. India.
Tel: 91-22-2522 2582 | Fax: 91-22-2523 0266 | E-mail:

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