|
LOAN RELATED CHARGES |
|
Type Of Charges |
Particulars |
Charges |
LOAN
PROCESSING
CHARGES |
Limits Of Rs.2 Lacs & below |
0.50% On Amount Of Loan |
|
Max. Amount
Rs.1,500/-
|
| |
Renewed Accounts
Limits Of Rs.2 Lacs & Below
Limits Of Rs.2 Lacs & Above
Mortgage Overdraft / Mortgage Term Loan |
"0.35% on the amount of loan
0.25% on the amount of loan
0.35% on the amount of loan
0.85% on the amount of loan |
Fresh Loan
Requirement ( Other
Than Loan /
Overdraft under Mortgage Schemes ) |
0.70% On
Amount Of Loan |
| |
Fresh Mortgage Term
Loan |
1% on Amount
Of Loan ( One Time ) |
|
Fresh
Mortgage Term
Overdraft
|
1.25% on
Amount of Loan |
Renewed Accounts
Working Capital Limits / Non Fund Base Limits
|
0.35% on Amount Of
loan
No ceiling Is Proposed For Processing Fees |
FRANKING
SERVICES
CHARGES |
Upto Rs. 200.00 |
Rs. 7.00 |
|
From Rs. 201.00 to
Rs. 5,000.00 |
Rs. 58.00 |
|
From Rs. 5,001.00 to
Rs. 50,000.00 |
Rs. 115.00 |
|
From Rs. 50,001.00
to Rs. 3.00 Lakh |
Rs. 230.00 |
|
Above Rs. 3.00 Lakh |
Rs. 570.00 |
LETTER OF
CREDIT
SERVICES
CHARGES |
(a) Inland/Foreign
LC
Commission |
As Per FEDAI
Rules |
(b) Guarantee
Commission
Over And
Above |
@ 2% - With 100%
Cash MarginOver and
above
3% - Less Than 100% Cash Margin
Handling Charges
Rs. 100 Per
Guarantee,
+ Stamp Paper charges At Actuals |
(c) Commission on
Co-acceptance of
Bills
(d) Recovery of
Telephone
/ FAX/Telex/Telegram
charges
incurred in
handling LC Business
(e) Recovery of
any other charges,
on actual basis,
not presently
billed and included
in any
of the above
mentioned schedule
of charges |
Additional charges
@ 13.5% will be
added to the
amount of charges/ commission and the same will
be grossed up to the nearest rupee in order to
take care of the recovery of the service tax from
the grossed up
amount. |
SOLVENCY
CERTIFICATE
ISSUE -
CHARGES |
Upto Rs. 1.00 Lakh |
Rs. 570.00 |
|
From Rs. 1.00 Lakh
to Rs. 10.00 Lakh |
0.30% of the amount.
Minimum Rs. 570.00 |
|
Above Rs. 10.00 Lakh |
0.20% of the amount.
Minimum Rs. 3,000.00 |
::
