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RTGS / NEFT

RTGS - Real Time Gross Settlement JKSBL is the 5th Bank in the country amongst the Co-operative Banks to offer RTGS services. JKSBL has implemented this payment systems initiated by the RBI in the year 2004. Thus our customer can transfer their funds in hours time to INFINET (Indian Financial Network) member Bank branches across India.

NEFT - National Electronic Funds Transfer JKSBL has implemented NEFT payment systems initiated by the RBI in the year 2007. Thus our customer can transfer their funds on the same day to INFINET (Indian Financial Network) member Bank branches across India.


We glad to inform you that we have implemented Straight Through Processing (STP) for RTGS & NEFT at our branches. We are pleased to inform you that, we have automated the process of sending instant SMS of RTGS/NEFT payments.

The Benefits

  • JKSBL Customer will get SMS with UTR numbers without manual interference .

  • Data integrity for SMS (UTR Number, Amount, Type etc.) will be maintained .

  • RTGS Transaction - Customer will get instant SMS once UTR is received from RBI system.

  • NEFT Transaction - Customer will get instant SMS once batch is processed & UTR is received from RBI.

  • Customer need not take any follow-up with Branch staff & subsequently follow-up of  Branch to Treasury is avoided. Saving lot of time in follow-up.

  • To get automated RTGS/NEFT transactional SMS, customer has to register for SMS Banking.

RTGS / NEFT Code

Branch
IFS Code RTGS / NEFT
District
MICR Code
Andheri (W)
JSBL0000017
Mumbai
400105017
Antop Hill
JSBL0000014
Mumbai
400105014
Bhandup
JSBL0000006
Mumbai
400105006
Borivali (W)
JSBL0000022
Mumbai
400105022
Chembur
JSBL0000011
Mumbai
400105011
Dadar
JSBL0000020
Mumbai
400105002
Fort
JSBL0000002
Mumbai
400105020
Ghatkopar-E
JSBL0000026
Mumbai
400105026
Ghatkopar-W
JSBL0000008
Mumbai
400105008
Juhu
JSBL0000004
Mumbai
400105004
Kalbadevi
JSBL0000025
Mumbai
400105025
Kannamwar
JSBL0000016
Mumbai
400105016
Khar
JSBL0000012
Mumbai
400105012
Malad
JSBL0000013
Mumbai
400105013
Mulund-E
JSBL0000015
Mumbai
400105015
Mulund-W
JSBL0000007
Mumbai
400105007
Panvel
JSBL0000023
Raigad
400105023
Panvel Extn
JSBL0000028
Raigad
400105028
Sahar
JSBL0000010
Mumbai
400105010
Sakinaka
JSBL0000019
Mumbai
400105019
Shivaji Park
JSBL0000021
Mumbai
400105021
Sindhi Society
JSBL0000018
Mumbai
400105018
Sion
JSBL0000005
Mumbai
400105005
Thane
JSBL0000024
Thane
400105024
Vashi
JSBL0000027
Thane
400105027
Vikhroli
JSBL0000003
Mumbai
400105003